Perfect Cents, LLC
Perfect Cents, LLC
Perfect Cents, LLC aims to be your trusted partner for individuals and families needing help with their daily financial tasks, providing peace of mind and freeing up your time. We offer personalized, professional money management services to those who need a helping hand. We work primarily with busy professionals, older adults and those in life transitions
Assistance is customized to your needs. Examples of the services provided include:
*Organize financial paperwork and associated computer systems
*Reconcile checking accounts and investment statements
*Review bills and credit card statements prior to payment
*Organize tax documents
*Assist and implement the budgeting process
*Assist with debt reduction plans
*Review medical bills and confirm proper claim processing
If you work with other professionals such as an accountant, attorney, insurance agent or financial advisor, we coordinate relevant information with them.
We're a member of American Association of Daily Money Managers (AADMM) and abide by their Code of Ethics and their Standards of Practice. AADMM membership requires frequent passing of their background check.
More About Perfect Cents, LLC
About Us
Philip Castagnet, Manager
Philip Castagnet operates Perfect Cents, LLC. He has a bachelor's degree in Business Administration and worked in the insurance industry for over 35 years. His responsibilities included establishing and managing multi-million dollar yearly budgets and leading and developing teams.
Additionally Philip served as Treasurer of a 200+ high rise in Chicago with responsibility for setting their budget, overseeing cash flow and investments for the building. He held this position for seven years.
The idea for Perfect Cents, LLC developed after assisting several family members with a variety of money-related services. This support made him realize the value and peace of mind it provided. With a calm presence and understanding of money relating to daily finance he decided to establish Perfect Cents, LLC.
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A DMM provides a variety of services such as
Reviewing and paying bills
Financial record management
Budgeting
Medical bill review
Reviewing, organizing and processing mail
Financial fraud issues